Company Overview

Nikel is a financial technology company that enables small business lending in Southeast Asia. We combine deep expertise in alternative lending with best-in-class technology solutions to bridge international capital markets with underserved communities in Southeast Asia. Website: https://nikel.com/

Role Overview

We’re looking for a Lending Product Manager to take ownership of our loan products, from origination through to servicing. You’ll play a key role in shaping our lending strategy, collaborating with engineering, data, operations, and commercial teams to deliver high-impact features across our loan origination systems (LOS) and credit infrastructure.

Key Responsibilities

• Own the full product lifecycle for lending products: ideation, planning, execution, launch, and iteration.
• Design and improve workflows for invoice financing, and personal loans.
• Drive platform enhancements including underwriting, risk rules, scorecards, and disbursement logic.
• Translate business and regulatory requirements into user stories and functional specs.
• Collaborate closely with engineering to prioritize backlogs and deliver product features on time.
• Monitor product performance and customer feedback to continuously improve usability and portfolio performance.
• Support internal and external stakeholders (e.g., lenders, partners) with product training, demos, and documentation.

Requirements

• 4+ years of experience in product management, preferably in lending, fintech, or financial services.
• Strong understanding of digital lending flows, including origination, KYC, underwriting, and repayment.
• Experience working with technical teams and familiarity with agile methodologies.
• Data-driven mindset with ability to derive insights from metrics and user behavior.
• Excellent communication and stakeholder management skills.
• Bonus: familiarity with LOS platforms, or integration with banking/payment APIs.

Benefits

• Competitive salary and performance-based bonuses.
• Flexible hybrid working arrangement.
• Opportunities for professional growth in a rapidly expanding industry.
• Collaborative and inclusive work culture.